Board of Directors

Joyal Capital Management Foundation, Inc.

Gary F. Joyal, Founder

Managing Partner of Joyal Capital Management, LLC and its affiliates: JCM Franchise Development, LLC; Joyal Insurance Agency, LLC; Joyal Property & Liability, Inc.; JCM Mortgage Co., LLC; Joyal Capital Management Foundation, Inc. and multiple Real Estate holding companies with offices located in Boston, MA, Boca Raton, FL & LA. 

Gary started his career in the Estate, Business and Financial Planning marketplace in 1984 with MetLife State Street where he qualified as the youngest person ever for the prestigious President’s Council. He has been affiliated for over 20 years with Guardian Life Insurance Company of America where he served as President of the Executive Committee and was instrumental in the formation of Guardian Trust Company FSB.

As part of the company’s core philosophy of complete plan integration, recognizing clients’ needs in this area JCM has formed JCM Franchise Development, LLC specializing in all aspects of the Mergers & Acquisitions marketplace. The firm has successfully completed several hundred million dollars worth of transactions across a broad range of industries as part of the overall M&A process. Joyal Capital Management has been requested by many of the leading banks, accounting and law firms to consult their clientele in regard to the business financial evaluation process and consequent planning and execution of mergers and acquisitions.

Joyal Capital Management has been referenced in national and local publications such as the Robb Report, Boston Magazine and Franchise Times.

Founding Member of National Advisors Private Client Group (NAPCG); Member of Boston Estate Planning Council; Member of BLUA: Boston Life Underwriters Association; Member of International Association for Financial Planning; Member of Guardian Trust Co, FSB Advisory Committee; Member of Association for Advanced Life Underwriting (AALU).

Renee Raymond, Executive Director

Renee creates the ultimate experience for the firm’s clients. She is a liaison for clients within the firm’s Private Client Group, overseeing every aspect of the client relationship and providing complete concierge services to ensure the highest level of customer experience.

Prior to joining the firm, Renee was a program manager at EMC Corporation and was responsible for developing the go-to-market strategy and sales training materials for all sales representatives across the United States and Asia. Renee holds a bachelor of science degree in business administration with a concentration in finance from Framingham State University.

Mark P. Cafua, Director

Mark Cafua, is a Franchisee of Dunkin Donuts and C.E.O. of Cafua Management Company which operates one of the largest networks within the Dunkin Donuts system. His responsibilities include overseeing all aspects of operations, development, Human Resources, training, acquisitions, as well as all financial decisions.

After 20 years of working throughout different levels of the company, Mr. Cafua took over as C.E.O. in 2004 upon his father’s retirement.

Seth E. Ellis, Director

Mr. Ellis is originally from Boston, Massachusetts and graduated Union College in Schenectady, New York with a B.S. in Psychology and a B.A. in Political Science. He then attended Suffolk University Law School in Boston, Massachusetts where he graduated Cum Laude.

After obtaining his Juris Doctorate, Mr. Ellis attended the University of Miami School of Law in Coral Gables, Florida where he obtained an LL.M. in Estate Planning. In the Fall of 1999, Mr. Ellis served as an adjunct professor of law in the LL.M. program in Estate Planning at the University of Miami School of Law. Further, Mr. Ellis has been an Advisor to the LL.M. program in Estate Planning since 1997.

Mr. Ellis’ practice consists mainly of Estate Planning, Probate and Taxation for high net worth individuals. Mr. Ellis remains actively involved in both the Miami-Dade County and Palm Beach County communities. Mr. Ellis currently serves on the Board of Directors of The Haven in Boca Raton, Florida as well as serving as a member of the Florida Bar Tax Section and the Boca Raton Estate Planning Council.  Director, Joyal Capital Management Foundation, Inc.